countrywide
countrywide
one day
No, no.Originally Posted by OUAndy1807
Try local companies or places with at least local offices. I've heard some horror stories about the eloans and lendingtrees about how they didn't bring money to closing and closing had to be delayed.
Check with your personal bank first. Then, get about five competing quotes. Let every one of them know that you're getting competing quotes. When you pick the best one, let the others know what they offered you so they can counter.
After you settle on the company, lock in on a good rate or float if you think you might get better in a couple weeks. Of course, its kinda like playing the stockmarket. Could go up, could go down.
The two lenders I've used on my houses:
Universal Mortgage Corporation
Chase Bank
One was excellent at making me happy, the other was just a great deal. If you want contact #'s for the people that helped me, drop me a PM.
Everything you need to know about home buying - really excellent guide; helped me a lot.
1-2 months.
First house took just over a month. Second one tookjust under a month.
Are you two first-time home buyers? If so, look into an FHA loan.
a friend of mine works at CountryWide and she has said that if you don't want to put any money down an 80/20 is the way to go so you don't have to pay PMI. Card did that on his house in Ardmore. He also has said that it's a better deal than a 100% loan.
one day
Depends on where you are buying.....
We looked at an 80/20, and they are good deals. But, some companies have different loan programs and jack up the rate on 80/20s. In the end, our 100% financing (w/ PMI) with a lower rate was better than the 80/20 (no PMI) with the higher rate.
Basically, calculate and recalculate everything. With this program, without this program, with this interest rate, without, with PMI, without PMI, with this company's closing fees, with the other company's closing fees, etc.
It's a headache, but you'll figure out things little by little.
good advice from rhino
i have a VA loan, no such thing as PMI - i've got a 30 year fix on 5.75%........i wont be moving anytime soon! or refinancing!
If you are looking in Norman I can tell who to contact...
I'm pretty sure Andy is heterosexual and isn't interested in dealing with IQueer Realty.
Countrywide is very good.
BOK mortgage is the best in my opinion.
With your credit score you should be able to close within 30 days. If you do not want to close till mid-April, you have plenty of time.
You really have a chip on your shoulder...weird...I'm trying to help the guy and your spouting your normal immature humor...You should mind your own business...
Guess By gawd you got told, Dean
dont you know
The only one that can reply in a thread uninvited is Russell .
Shat try to keep up
He be the only one that knows stuff the rest of us is iggerant hillbillies !
You certainly sound ignorant in that post...Guess By gawd you got told, Dean
dont you know
The only one that can reply in a thread uninvited is Russell .
Shat try to keep up
He be the only one that knows stuff the rest of us is iggerant hillbillies !
I was talking to Dean Not you !
Mind your own business !
Right, try to convince yourself of that...were you in the band with these guys, Is that why you always jump into discussions you are not part of ???
pay cash. Don't be a dummy.
one day
One of few good deductions most of us have these days is the home mortgage interest deduction so paying cash is always good but you might be better off taking a mortgage whether you need it or not...but lots of good counter arguments for paying cash too...
eggsacly pay cash, give your money to taxes not some dayun finance company
I guess do what you think is the best for you...egg...
In all due respect I think C&C derailed this deal,I was simply trying to help the guy...
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