How the fudge is that possible?
I ain't complaining, though. I guess I've moved up from debtor's prison to debtor's parole.
My FICO score has gone up 63 points in the past 4 months
How the fudge is that possible?
I ain't complaining, though. I guess I've moved up from debtor's prison to debtor's parole.
Originally Posted by proud gonzo
Finally decided to start paying your bills, eh?
Incorrect information?
Blue penguins?
The fans on here are known for their objectivity, fair play, open minded welcoming of others, debating in an upfront, firm, but respectful manner.....TexasLidig8r 11/21/04
Any number of reasons.
Reduction of ratio of revolving debt to available balance.
Cycling of slow-pay to older time periods (the longer ago a slow-pay was, the less it hurts you, which of course makes sense.)
Six months of on-time pay history.
Collections or slow- or non-pays aging past 7 years.
Just off the top of my head, those are the most likely reasons. There could be other explanations, of course.
"The choices we discern as having been made in the Constitutional Convention impose burdens on governmental proceses that often seem clumsy, inefficient, even unworkable, but those hard choices were consciously made by men who had lived under a form of government that permitted arbitrary governmental acts to go unchecked." INS v. Chadha, 462 U.S. 919 (1983) (Burger, C.J.)
Really? Man, my FICO score will explode in 18 months.
I hope you got lessons for Christmas.
You know, for whatever FICO is.
Depending how many there are out there, yeah, you can really see a pretty major increase in your score. FICO model assumes that derogatory credit over 7 years old isn't really statistically significant as a predictor of future bankruptcy.Really? Man, my FICO score will explode in 18 months.
"The choices we discern as having been made in the Constitutional Convention impose burdens on governmental proceses that often seem clumsy, inefficient, even unworkable, but those hard choices were consciously made by men who had lived under a form of government that permitted arbitrary governmental acts to go unchecked." INS v. Chadha, 462 U.S. 919 (1983) (Burger, C.J.)
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