Who has the best interest rates on them right now. Any ideas?
Who has the best interest rates on them right now. Any ideas?
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Call your bank....
Hey... maybe T BOONE can pony up and start a Stilleater newspaper... but the players would probably just use it to roll the weed.
I did. 1.75% for a 4 year one. That sucks. Just wondering if you guys knew of anything better off the top of your head.Originally Posted by Breadburner
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Interest rates on deposit accounts are generally pretty low right now. You might try looking for banks who's focus is more on retail/consumer banking. They tend to offer rates a few bips higher than banks that are more commercial and lending based.
Best thing would just be to call different banks and see what they are offering.
Man, I hate doing that.
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Are you locked in at that rate for the whole 4 years? A lot of banks offer something called Step Up CD's. Where you are locked in at the current rate for the term of the CD and it can't go lower, but if rates do improve, then the rate on your CD moves up to the new rate.
CD rates at traditional banks are pretty low, right now. I would look at non-traditional banks for higher rates: Credit Unions, Online Banks (like Ally) or even some insurance companies.
I don't know. I didn't ask about that. But I will. Thanks
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I called about 10 banks and credit unions. Not a single one knows what a step up cd is. I can't find anyone selling offering them online either. I want a long term one but don't want to be locked into a certain rate for 4/5 years.
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CDs are NOT the way to go right now.
SoonerinabileneOh sweet jesus. Its like watching the special olympics in high definition on here now.
Credit unions usually have better rates than local banks. Also, internet banks usually have the best but there are usually strings attached.
Good luck.
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Of course you would suggest a credit union since you are the the lead teller for one.
ZING!!! POW!!!! Bank smack rocks!!!!
USAA.com
Sometimes called Bump-Up CDs as well.
Roth IRA.
YWIA
I need to quit procrastinating and start a couple of those . . .
Dude at my bank tried to talk me out of a Roth. That was day I decided not to have those conversations with him.
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HOW DARE YOU?!?!?!?! At least my bank didn't have to take TARP money.
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Is that code for give the $$$ to you?
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