Do what I did, I set it up with my bank years ago to make 3 times the Minimum payment on the Due date , Payment due on the 5th I make 3 times the Min, If i owe that much then I just go online and pay that sucker off.I got hit fer years with that 5 minute /one day late shat.
http://finance.yahoo.com/banking-bud...e?mod=oneclick
