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  1. #1
    SoonerFans.com Elite Member TUSooner's Avatar
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    Anybody got GEICO auto insurance?

    How is it?
    Allstate is bleeding me dry, especially since, as of 10:00 AM, I have 2 teenaged drivers on the policy.

    And this is after almiost 30 years of Allstate !
    You tell me it's the institution. Well, you know, you'd better free your mind instead.
    (Shoo-bee doo-wah)

  2. #2
    SoonerFans.com Elite Member soonerhubs's Avatar
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    Re: Anybody got GEICO auto insurance?

    I have Geico, it's cheap, but I can't vouch for the service. (Knocks on wood.)

  3. #3
    SoonerFans.com Elite Member
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    Re: Anybody got GEICO auto insurance?

    Did you look at Progressive? Their rates are even lower than Geico (for me anyway). I've had one comprehensive claim (broken window), and was in an accident where the at-fault driver also had Progressive, and had no problems with them.
    I'm not happy until you're not happy.

  4. #4
    SoonerFans.com Elite Member 1stTimeCaller's Avatar
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    Re: Anybody got GEICO auto insurance?

    I had them for a few years and I think I had one claim. It was fairly easy and I liked them but I switched to Progressive in '06.
    one day

  5. #5

    Re: Anybody got GEICO auto insurance?

    Quote Originally Posted by TUSooner
    How is it?
    Allstate is bleeding me dry, especially since, as of 10:00 AM, I have 2 teenaged drivers on the policy.

    And this is after almiost 30 years of Allstate !
    I used them in the past, but once I added my car insurance to my home insurance it dropped so low that Geico couldn't even begin to beat it.

    Look into doing that. Especially if you have multiple cars you can put on it.

  6. #6
    SoonerFans.com Elite Member sooner_born_1960's Avatar
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    Re: Anybody got GEICO auto insurance?

    You need to look into emancipating your minors.
    Real Name: Mark

  7. #7
    SoonerFans.com Elite Member
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    Re: Anybody got GEICO auto insurance?

    Quote Originally Posted by sooner_born_1960
    You need to look into emancipating your minors.
    If he'd done less of that 16 years ago he wouldn't have this problem.
    I'm not happy until you're not happy.

  8. #8
    SoonerFans.com Elite Member sanantoniosooner's Avatar
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    Re: Anybody got GEICO auto insurance?

    I will vouch for Progressive. I had two accidents that were both my fault and they still treated me well and handled things VERY quickly.

  9. #9
    SoonerFans.com Elite Member TUSooner's Avatar
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    Re: Anybody got GEICO auto insurance?

    Quote Originally Posted by sooner_born_1960
    You need to look into emancipating your minors.
    I can see I've gotten all I'm going to get from this thread.
    GEICO is saving me more than 50% for the same coverage. I don't love Allstate enough to pay them $3600 (or so) a year more than GEICO charges.
    You tell me it's the institution. Well, you know, you'd better free your mind instead.
    (Shoo-bee doo-wah)

  10. #10
    SoonerFans.com Elite Member
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    Re: Anybody got GEICO auto insurance?

    Quote Originally Posted by TUSooner
    I don't love Allstate enough to pay them $3600 (or so) a year more than GEICO charges.


    At first I though this said you were paying Allstate $3600 a year total, and I thought that was outrageous. Allstate would cost you $3600 more?!?! **** me. Do your children drive Lamborghinis or something?
    I'm not happy until you're not happy.

  11. #11
    SoonerFans.com Elite Member TUSooner's Avatar
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    Re: Anybody got GEICO auto insurance?

    Quote Originally Posted by mdklatt


    At first I though this said you were paying Allstate $3600 a year total, and I thought that was outrageous. Allstate would cost you $3600 more?!?! **** me. Do your children drive Lamborghinis or something?
    Allstate would charge me more that 3800 for 6 months, GEICO a little less than 1900 for 6. And the most valuable car we have is 2007 Camry!

    I asked the GEICO guy how they could cost so much less, and I was waiting for him to say, "Simple - we never pay claims!" He just said they don't have a bad loss history in Louisana (probly because they never pay claims)

    The Allstate lady mumbled something about "inferior product" but she was really half-hearted about it, good soul that she is.

    I feel like I won a prize.

    PS - Louisiana has ridiculous rates. One more reason I'm job hunting in Oklahoma.
    You tell me it's the institution. Well, you know, you'd better free your mind instead.
    (Shoo-bee doo-wah)

  12. #12
    Sooner Benchwarmer ric311's Avatar
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    Re: Anybody got GEICO auto insurance?

    I was in an accident about 9 months ago. The accident was not my fault and I took my car to a body shop run by a client of mine.

    His first question was whether the lady who hit me had Geico insurance or not. I said "no, it's somebody else". He said "good, because Geico is horrible to work with". What they do, according to my client, is authorize cheap replacement parts instead of the manufacturers parts. If you drive a Lexus, Lexus has certain parts (mufflers, tailpipes, whatever) that are made specifically for those vehicles. Geico basically only authorizes cheaper parts. When you have a good auto body guy, he'll fight for you and get the manufacturers parts. If you don't, you're screwed.

    After that conversation, I vowed I would never actually buy Geico insurance. I love their commercials, but I don't think much of their product.

  13. #13
    SoonerFans.com Elite Member Lott's Bandana's Avatar
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    Re: Anybody got GEICO auto insurance?

    I have Geico...pleased with every aspect. They also treat Vets well since they used to be with the NCOA.

  14. #14
    Brewmaster

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    Re: Anybody got GEICO auto insurance?

    Quote Originally Posted by TUSooner
    PS - Louisiana has ridiculous rates. One more reason I'm job hunting in Oklahoma.
    Not trying to offend or anything, but if a lot of people pre-Katrina were carrying Allstate coverage, Allstate might have taken a HUGE beating down there.
    ... that's not food.

  15. #15
    SoonerFans.com Elite Member SoonerInKCMO's Avatar
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    Re: Anybody got GEICO auto insurance?

    Quote Originally Posted by mdklatt
    Did you look at Progressive? Their rates are even lower than Geico (for me anyway). I've had one comprehensive claim (broken window), and was in an accident where the at-fault driver also had Progressive, and had no problems with them.
    I had Geico for a while and switched to Progressive after getting a quote on-line and seeing that it was about 10% cheaper (for me). I haven't had to make a claim, but the customer service people have been great whenever I've changed coverages or moved (in one case from one state to another).
    We have always known that heedless self-interest was bad morals; we know now that it is bad economics. FDR.

  16. #16
    SoonerFans.com Elite Member TUSooner's Avatar
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    Re: Anybody got GEICO auto insurance?

    Quote Originally Posted by GottaHavePride
    Not trying to offend or anything, but if a lot of people pre-Katrina were carrying Allstate coverage, Allstate might have taken a HUGE beating down there.
    No offense. I think you may be right. Somebody told me the other day that Allstate was :trying to get out of LA." I doubt that, but I'm sure they have paid out a lot lately.
    You tell me it's the institution. Well, you know, you'd better free your mind instead.
    (Shoo-bee doo-wah)

  17. #17
    Sooner All-Big XII-2-1+1-1+1 SOONER STEAKER's Avatar
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    Re: Anybody got GEICO auto insurance?

    I have had Geico, State Farm and All State. If your father wa in the military you need to look into USAA for car and home insurance. They are the cheapest that I have ever had.

    My mom has had them for 40 ears, and they just sent her a $1,000 to show there appreciation for her long outstanding patronage of them. She applied that oney to home and auto insurance for the first 2 quarters of 2008.

    United States Auto Association out of San Antonio.
    Here I sit just a flexin, giving birth to another UT grad.

  18. #18
    Sooner All-Big XII-2-1+1-1+1
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    Talking Re: Anybody got GEICO auto insurance?

    This one time in Vietnam, I ate a little green lizard. So, I can recommend them!
    Or was it Band Camp?.....

    LF
    Stone Cold Killer (so long as I can remember where I parked the tank.)

  19. #19
    Big Pimpin' stoops the eternal pimp's Avatar
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    Re: Anybody got GEICO auto insurance?

    Shop around for sure. I had State Farm. Progressive was less on that particular car. Bought a new truck. Guide One was cheaper than Progressive on that vehicle.
    Bazinga

  20. #20
    SoonerFans.com Elite Member 1stTimeCaller's Avatar
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    Re: Anybody got GEICO auto insurance?

    I've had Progressive for about a year and a half now. I don't know how to say this and have it make sense but in April I switched from Progressive to Progressive through an insurance agent. Somehow adding the middleman made my rates go down.
    one day

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