View Full Version : ATM deposits
mdklatt
7/14/2006, 02:00 PM
Do any of you ever deposit checks at an ATM? Ever have problems? This has never seemed like a good idea to me, but bankers' hours are the suck.
1stTimeCaller
7/14/2006, 02:04 PM
I've only made about 4 deposits that way and have never had a problem. Come to think of it, the last 4 times I've had to make a deposit I used the ATM. I rarely have anything to deposit.
From the title, I thought this thread was going to be about College Station cadets and sheep.
skycat
7/14/2006, 02:08 PM
I've done it a few times over the years. Never had a problem. At the very least you get a receipt on the spot, which makes it as good as a night deposit slot in my book.
etouffee
7/14/2006, 02:08 PM
done it hundreds of times, never had a problem. there's really not much that can go wrong, other than you making an error when you key in the deposit amount. and you've eliminated the possibility of a live teller making such an error.
mdklatt
7/14/2006, 02:10 PM
done it hundreds of times, never had a problem. there's really not much that can go wrong, other than you making an error when you key in the deposit amount. and you've eliminated the possibility of a live teller making such an error.
But if something does go wrong it's just your word against...your word. There's no independent verification.
But if something does go wrong it's just your word against...your word. There's no independent verification.
Except that you get a receipt and once the check is cashed you can trace it that way if there is a problem.
yermom
7/14/2006, 02:19 PM
i've never had a problem, but if i was depositing a big check, i'd do it by hand
i've never had a problem, but if i was depositing a big check, i'd do it by hand
You're thinking of VK and her robster toes, we're helping mdlkatt at this time.
King Crimson
7/14/2006, 02:28 PM
i do it all the time, beats waiting in line and the printed receipt is right there. in fact, the only time i've ever had a problem with a deposit was when i did it in person in the lobby. it didn't post for 5-6 days and i had written a rent check and some bills based on the amount....and got hosed.
also, i had a box of checks sent to an old addy which was a mistake made by a teller (since i was receiving my statements at the new addy, and that addy was printed on my last box of checks). after about 3 weeks and they didn't come....i had to waste a couple hours of my life complaining about it...and they (BankOne/Chase now) were gonna still charge me for the box of checks THEY sent to the wrong address.
Vaevictis
7/14/2006, 09:43 PM
But if something does go wrong it's just your word against...your word. There's no independent verification.
I've entered in less than I actually deposited in an ATM, and they corrected it. Apparently, they have someone double-check them.
If you deposit at an ATM at an actual bank, there's really almost no difference between that and depositing with a teller; it's just that with one, a teller deals with the deposit immediately, and with the other, a teller deals with it whenever they clear out the ATM.
At a third party location, who knows. I never deposit at third party locations.
OUinFLA
7/14/2006, 10:23 PM
i've never had a problem, but if i was depositing a big check, i'd do it by hand
you have a lot or experience doing "it by hand" ?
Powered by vBulletin® Version 4.2.1 Copyright © 2024 vBulletin Solutions, Inc. All rights reserved.