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ictsooner7
3/25/2012, 09:12 PM
I wonder who is going to pay for their bills?


http://articles.latimes.com/2012/mar/08/nation/la-na-healthcare-plaintiff-20120309

Obama administration lawyers say her case is an example of why an insurance mandate is needed to prevent 'uncompensated care that will ultimately be paid by others.'


The U.S. Supreme Court plans to hear a challenge to President Obamas healthcare… (Win McNamee, Getty Images)

March 08, 2012|By David G. Savage, Los Angeles Times


Reporting from Washington — Mary Brown, a 56-year-old Florida woman who owned a small auto repair shop but had no health insurance, became the lead plaintiff challenging President Obama's healthcare law because she was passionate about the issue.

Brown "doesn't have insurance. She doesn't want to pay for it. And she doesn't want the government to tell her she has to have it," said Karen Harned, a lawyer for the National Federation of Independent Business. Brown is a plaintiff in the federation's case, which the Supreme Court plans to hear later this month.

But court records reveal that Brown and her husband filed for bankruptcy last fall with $4,500 in unpaid medical bills. Those bills could change Brown from a symbol of proud independence into an example of exactly the problem the healthcare law was intended to address.

The central issue before the Supreme Court is whether the government can require people to buy health insurance. Under the law, those who fail to buy insurance after 2014 could face a fine of up to $700.

The business federation, along with other critics of the law, calls the insurance mandate a "threat to individual liberty" that violates the Constitution.

Obama administration lawyers argue that the requirement is justified because everyone, sooner or later, needs healthcare. Those who fail to have insurance are at high risk of running up bills they cannot pay, sticking the rest of society with the cost, they argue. Brown's situation, they say, is a perfect example of exactly that kind of "uncompensated care that will ultimately be paid by others."

"This is so ironic," Jane Perkins, a health law expert in North Carolina, said of Brown's situation. "It just shows that all Americans inevitably have a need for healthcare. Somebody has paid for her healthcare costs. And she is now among the 62% whose personal bankruptcy was attributable in part to medical bills."

Lawyers who represent Brown dispute the significance of her bankruptcy. They say her unpaid medical bills were only a small part of her debts and did not cause her bankruptcy. They say that she and her husband owe $55,000 to others, including credit card companies. And they say her financial troubles were caused by the failure of her auto repair shop.

Brown, reached by telephone Thursday, said the medical bills were her husband's. "I always paid my bills, as well as my medical bills," she said angrily. "I never said medical insurance is not a necessity. It should be anyone's right to what kind of health insurance they have.

"I believe that anyone has unforeseen things that happen to them that are beyond their control," Brown said. "Who says I don't have insurance right now?"

Brown's problems are not likely to affect the outcome in the high court. In January, the business group told the court it had found two new plaintiffs who could take Brown's place. But Brown played a crucial role in the case reaching the Supreme Court.

"There was time pressure" to find a plaintiff for the case, Harned said. "And candidly, it is not as easy as it sounds" to find someone. She recalls that Brown was outspoken and stepped forward as a volunteer. The lawyers found a second plaintiff in Kaj Ahlburg, a retired New York investment banker living in Port Angeles, Wash.

But when U.S. District Judge Roger Vinson declared the mandate unconstitutional in January 2011, he pointed to Mary Brown's complaint. "She is a small-business owner" who "does not believe the cost of health insurance is a wise or acceptable use of her resources," he said.

In August, the U.S. 11th Circuit Court of Appeals in Atlanta agreed. Florida and 25 other states were suing, but they needed an individual to contest the mandate. "Mary Brown has standing to challenge the individual mandate," the judges said, and "as long as at least one plaintiff has standing to raise" the claim, the court can rule. The Obama administration appealed, and the Supreme Court said in November it would decide the constitutional challenge.

But by then, Brown's small auto repair shop near Panama City, Fla., had closed, and she and her husband had filed a Chapter 7 bankruptcy petition. Brown said in the petition that her only income was $275 a month in unemployment benefits.

Her bankruptcy came to light in December, when a Wall Street Journal reporter interviewed her about her role in the historic case. In a video interview, Brown said freedom from government was the issue. "I'm not fighting just for me," she said. "It's my choice to have healthcare, not theirs."

Shortly afterward, lawyers for the National Federation of Independent Business informed the court of Brown's troubles, and sent along a copy of her bankruptcy filing.

The couple owed $2,140 to Bay Medical Center in Panama City, $610 to Bay Medical Physicians, $835 to an eye doctor in Alabama and $900 to a specialist in Mississippi.

"This is a very common problem. We cover $30 million in charity and uncompensated care every year," said Christa Hild, a spokeswoman for the hospital center. "If it's a bad debt, we have to absorb it."

The business group's lawyers say they weren't backing away from their bankrupt plaintiff. "She wants to continue in the case. And as long as she doesn't want healthcare, she qualifies as a plaintiff in our mind," Harned said.

[email protected]

Ian Duncan in the Washington Bureau contributed to this report.

olevetonahill
3/25/2012, 09:20 PM
You got to be ****tin me.

You defend Obamacare over 4500 bucks?

ictsooner7
3/25/2012, 09:34 PM
You got to be ****tin me.

You defend Obamacare over 4500 bucks?

OOOOHHHHHH, so no big deal when someone doesn't pay their bills. You and I will have to pay for them, Newt agrees and so does MITT. Hell, all of the right agrees, it was your idea in the first place!

olevetonahill
3/25/2012, 09:49 PM
OOOOHHHHHH, so no big deal when someone doesn't pay their bills. You and I will have to pay for them, Newt agrees and so does MITT. Hell, all of the right agrees, it was your idea in the first place!

I see you remembered to take yer Stupid pills today. Where did I say it was "No big deal"?Im LOL at yer idea that 4500 in unpaid Med Bills are justification for Obamacare.

Obviously these people have More and greater probs than a mere 4500 in unpaid Med. Bills

Keep it up you Amuse me .

ictsooner7
3/25/2012, 09:53 PM
I see you remembered to take yer Stupid pills today. Where did I say it was "No big deal"?Im LOL at yer idea that 4500 in unpaid Med Bills are justification for Obamacare.

Obviously these people have More and greater probs than a mere 4500 in unpaid Med. Bills

Keep it up you Amuse me .

Your sig says it all for me at least the last two words, of course you didnt dispute it is the rights idea in the first place.

olevetonahill
3/25/2012, 09:56 PM
Your sig says it all for me at least the last two words, of course you didnt dispute it is the rights idea in the first place.

2617

ictsooner7
3/25/2012, 10:00 PM
2617
If you weren't so ignorant and stupid, you could see how I am cleaning the floor with your argument. It's not the $4,500, its that when people don't have insurance we end up paying for it. Dip****.

olevetonahill
3/25/2012, 10:30 PM
If you weren't so ignorant and stupid, you could see how I am cleaning the floor with your argument. It's not the $4,500, its that when people don't have insurance we end up paying for it. Dip****.

I feel so swamped by yer allsomeness :unconscious:

Now Mr Brilliance, of that 4500 in total Med bills, I wonder how much Insurance would have covered AFTER the deductibles?

You have a ONE track mind and never deviate from that track .

ictsooner7
3/25/2012, 10:32 PM
I feel so swamped by yer allsomeness :unconscious:

Now Mr Brilliance, of that 4500 in total Med bills, I wonder how much Insurance would have covered AFTER the deductibles?

You have a ONE track mind and never deviate from that track .


As do you.

olevetonahill
3/25/2012, 10:41 PM
As do you.



Yer funny

ictsooner7
3/25/2012, 10:43 PM
Yer funny

Yer ignorant.

http://www.badhaven.com/wp-content/uploads/2012/02/doh-homer-simpson.jpg

olevetonahill
3/25/2012, 11:06 PM
Yer ignorant.

http://www.badhaven.com/wp-content/uploads/2012/02/doh-homer-simpson.jpg

Im so hurt.

olevetonahill
3/26/2012, 07:11 AM
Ok Einstein do the math
If these people couldnt afford Ins. as is obvious by their filling BK. How in hell do you think they could afford Ins, Plus pay the deductible?

Here I looked this up for you

MOUNTAIN VIEW, CA--(Marketwire -11/02/11)- According to the 'Cost & Benefits of Individual and Family Health Insurance Plans' report, released today by eHealth, Inc. (NASDAQ: EHTH - News), the average premium paid for individual health insurance coverage in the United States in 2011 was $2,196 per year ($183 per month); families paid an average annual premium of $4,968 ($414 per month). The report also found that the average deductible for individually-purchased health insurance plans in 2011 was $2,935 for individuals and $3,879 for families.


The cost of Insurance alone is More than they filled BK on Heres the Kicker with the deductible they would still have OWED the 4500

You betcha these folks would have been better off with Insurance

Now Run yer *** on down there from Kansas and Pay yer share :single_eye:

ictsooner7
3/26/2012, 12:24 PM
Ok Einstein do the math
If these people couldnt afford Ins. as is obvious by their filling BK. How in hell do you think they could afford Ins, Plus pay the deductible?

Here I looked this up for you

MOUNTAIN VIEW, CA--(Marketwire -11/02/11)- According to the 'Cost & Benefits of Individual and Family Health Insurance Plans' report, released today by eHealth, Inc. (NASDAQ: EHTH - News), the average premium paid for individual health insurance coverage in the United States in 2011 was $2,196 per year ($183 per month); families paid an average annual premium of $4,968 ($414 per month). The report also found that the average deductible for individually-purchased health insurance plans in 2011 was $2,935 for individuals and $3,879 for families.


The cost of Insurance alone is More than they filled BK on Heres the Kicker with the deductible they would still have OWED the 4500

You betcha these folks would have been better off with Insurance

Now Run yer *** on down there from Kansas and Pay yer share :single_eye:


So you advocate people not having insurance when it might cost them more? So we can end up paying for it. You just twisted yourself into a corner and the funny thing is you’re too stupid to realize you just did it. Thank you for making my point for me. IF people are giving the choice not to have insurance and they don’t have it, then we end up paying the cost.

I notice that you didn’t ONCE bring up lowing insurance premiums to make it economically viable for them.

I have and always have had insurance *********, I pay my bills.

jkjsooner
3/26/2012, 12:40 PM
Brown "doesn't have insurance. She doesn't want to pay for it. And she doesn't want the government to tell her she has to have it," said Karen Harned, a lawyer for the National Federation of Independent Business.

I knew I recognized this name. This is the same Karen Harned who was the DC OU alumni president years ago.

ictsooner7
3/26/2012, 01:31 PM
Brown "doesn't have insurance. She doesn't want to pay for it. And she doesn't want the government to tell her she has to have it," said Karen Harned, a lawyer for the National Federation of Independent Business.

Great quote I missed. Sums up the problem very well, this is why we need a mandate or you get freeloaders like these people who we end up paying their bills for them.

olevetonahill
3/26/2012, 04:45 PM
So you advocate people not having insurance when it might cost them more? So we can end up paying for it. You just twisted yourself into a corner and the funny thing is you’re too stupid to realize you just did it. Thank you for making my point for me. IF people are giving the choice not to have insurance and they don’t have it, then we end up paying the cost.

I notice that you didn’t ONCE bring up lowing insurance premiums to make it economically viable for them.

I have and always have had insurance *********, I pay my bills.

You sure yer Not LAS?

Where did I say I advocate any****inthing?
Simply pointing out the economics of this deal YOU posted
Im so happy for you that you were born with a Silver Spoon in yer mouth, Helps fit those feet in easier I guess.

Turd_Ferguson
3/26/2012, 04:53 PM
You sure yer Not LAS?

Where did I say I advocate any****inthing?
Simply pointing out the economics of this deal YOU posted
Im so happy for you that you were born with a Silver Spoon in yer mouth, Helps fit those feet in easier I guess.LAS? Hell, he's start'n to sound more like Mid. You know, the guy that wants us to pay for his employees health care, but he won't pay for it right now?

olevetonahill
3/26/2012, 04:55 PM
LAS? Hell, he's start'n to sound more like Mid. You know, the guy that wants us to pay for his employees health care, but he won't pay for it right now?Yea , But you member how LAS always said crazy **** then claimed to have won any debate no matter what was said.

Mississippi Sooner
3/26/2012, 04:56 PM
I'm just shaking my head at someone declaring bankruptcy with $4,500 in medical bills. Seriously? That's no more than a couple of lab visits or an MRI.

olevetonahill
3/26/2012, 05:03 PM
I'm just shaking my head at someone declaring bankruptcy with $4,500 in medical bills. Seriously? That's no more than a couple of lab visits or an MRI.

Thats just the "Trigger" for these Loons that want to Talk up Obamacare.

If Mike or someone could pull up the entire Filling Im sure there are a Lot more Outstanding debts than just that.

Just because THEY are against the Gov. Forcing us to have Ins. does not mean they didnt have any and that that was what they Owed AFTER Co-pays and deductibles

pphilfran
3/26/2012, 05:12 PM
http://articles.latimes.com/2012/mar/08/nation/la-na-healthcare-plaintiff-20120309

Lawyers who represent Brown dispute the significance of her bankruptcy. They say her unpaid medical bills were only a small part of her debts and did not cause her bankruptcy. They say that she and her husband owe $55,000 to others, including credit card companies. And they say her financial troubles were caused by the failure of her auto repair shop.

Turd_Ferguson
3/26/2012, 05:17 PM
http://articles.latimes.com/2012/mar/08/nation/la-na-healthcare-plaintiff-20120309

Lawyers who represent Brown dispute the significance of her bankruptcy. They say her unpaid medical bills were only a small part of her debts and did not cause her bankruptcy. They say that she and her husband owe $55,000 to others, including credit card companies. And they say her financial troubles were caused by the failure of her auto repair shop.Where my Obama money at...Ho?

ictsooner7
3/26/2012, 05:19 PM
http://articles.latimes.com/2012/mar/08/nation/la-na-healthcare-plaintiff-20120309

Lawyers who represent Brown dispute the significance of her bankruptcy. They say her unpaid medical bills were only a small part of her debts and did not cause her bankruptcy. They say that she and her husband owe $55,000 to others, including credit card companies. And they say her financial troubles were caused by the failure of her auto repair shop.

Still uninsured and filed for bankruptcy leaving us to pay the bill. Kinda like bill telling hilary, it was only a blow job.

Turd_Ferguson
3/26/2012, 05:21 PM
StillPretty much sums it up...

olevetonahill
3/26/2012, 05:23 PM
Still uninsured and filed for bankruptcy leaving us to pay the bill. Kinda like bill telling hilary, it was only a blow job.

Dont worry Icky Ill go ahead and Pay yer share since yer to broke to.

Lets see 4500 divided by 300,000,000. = 0.000015

Yup I can cover that for ya
Find somepun else to Pisz an moan about

East Coast Bias
3/26/2012, 05:25 PM
Ok Einstein do the math
If these people couldnt afford Ins. as is obvious by their filling BK. How in hell do you think they could afford Ins, Plus pay the deductible?

Here I looked this up for you

MOUNTAIN VIEW, CA--(Marketwire -11/02/11)- According to the 'Cost & Benefits of Individual and Family Health Insurance Plans' report, released today by eHealth, Inc. (NASDAQ: EHTH - News), the average premium paid for individual health insurance coverage in the United States in 2011 was $2,196 per year ($183 per month); families paid an average annual premium of $4,968 ($414 per month). The report also found that the average deductible for individually-purchased health insurance plans in 2011 was $2,935 for individuals and $3,879 for families.


The cost of Insurance alone is More than they filled BK on Heres the Kicker with the deductible they would still have OWED the 4500

You betcha these folks would have been better off with Insurance

Now Run yer *** on down there from Kansas and Pay yer share :single_eye:

There are always going to be people who cant afford insurance, the deductibles, or much of anything else. People that can afford insurance and the deductibles and choose not to are a drain on the system as well. The "other "people that pay for their healthcare are the rest of us with insurance. Under Obamacare they get hung with a 700 fine....

olevetonahill
3/26/2012, 05:27 PM
There are always going to be people who cant afford insurance, the deductibles, or much of anything else. People that can afford insurance and the deductibles and choose not to are a drain on the system as well. The "other "people that pay for their healthcare are the rest of us with insurance. Under Obamacare they get hung with a 700 fine....
So just a faster way to BK then.

East Coast Bias
3/26/2012, 05:30 PM
Ok Einstein do the math
If these people couldnt afford Ins. as is obvious by their filling BK. How in hell do you think they could afford Ins, Plus pay the deductible?

Here I looked this up for you

MOUNTAIN VIEW, CA--(Marketwire -11/02/11)- According to the 'Cost & Benefits of Individual and Family Health Insurance Plans' report, released today by eHealth, Inc. (NASDAQ: EHTH - News), the average premium paid for individual health insurance coverage in the United States in 2011 was $2,196 per year ($183 per month); families paid an average annual premium of $4,968 ($414 per month). The report also found that the average deductible for individually-purchased health insurance plans in 2011 was $2,935 for individuals and $3,879 for families.


The cost of Insurance alone is More than they filled BK on Heres the Kicker with the deductible they would still have OWED the 4500

You betcha these folks would have been better off with Insurance

Now Run yer *** on down there from Kansas and Pay yer share :single_eye:

There are always going to be people who cant afford insurance, the deductibles, or much of anything else. People that can afford insurance and the deductibles and choose not to are a drain on the system as well. The "other "people that pay for their healthcare are the rest of us with insurance. Under Obamacare they get hung with a 700 fine....