XingTheRubicon
6/7/2010, 07:11 PM
Actually, Insurance Adjuster question:
I bought a lake house (grand lake) in August of 2009. Lake house had a brand new roof put on it in June of 2009.
Only one problem. Unknowing to anybody, it was hailed on to all hell in July of 2009. Every one in the area got a new roof from the July 2009 hail storm. Except, of course mine. I just found out that the damage is there. It's not that big of deal, but it does need to be addressed.
My insurance agent told me that the old lady's insurance (state farm, who was the insurer of record when the hail damage occured) has to pay for it.
I asked him, are you 100% sure. He said yes.
So I call old lady. Old lady is in a retirement home and is scared of everything. I called State Farm and explained what happened. They told me to GFM. I called them again, they said they would check it out. They called me back and told me that old lady doesn't want to file the claim and they basically scared the **** out of her.
What's frustrating is all the old lady has to do is call in the claim and from what I'm told State Farm has to pay it. It won't change anything in her life whatsoever, no rate increase on anything. An act of God, wind, hail, whatever can not raise any rate as I understand it.
Anyway, the state farm agent basically scared the hell out of her and that kind of pisses me off.
Anything I can do, other than molotov cocktailing the state farm agent's office?
I bought a lake house (grand lake) in August of 2009. Lake house had a brand new roof put on it in June of 2009.
Only one problem. Unknowing to anybody, it was hailed on to all hell in July of 2009. Every one in the area got a new roof from the July 2009 hail storm. Except, of course mine. I just found out that the damage is there. It's not that big of deal, but it does need to be addressed.
My insurance agent told me that the old lady's insurance (state farm, who was the insurer of record when the hail damage occured) has to pay for it.
I asked him, are you 100% sure. He said yes.
So I call old lady. Old lady is in a retirement home and is scared of everything. I called State Farm and explained what happened. They told me to GFM. I called them again, they said they would check it out. They called me back and told me that old lady doesn't want to file the claim and they basically scared the **** out of her.
What's frustrating is all the old lady has to do is call in the claim and from what I'm told State Farm has to pay it. It won't change anything in her life whatsoever, no rate increase on anything. An act of God, wind, hail, whatever can not raise any rate as I understand it.
Anyway, the state farm agent basically scared the hell out of her and that kind of pisses me off.
Anything I can do, other than molotov cocktailing the state farm agent's office?