State funding for my wife's school...

[toast]

got a major cut, which meant they had to eliminate tutoring for at-risk kids and probably summer school. I thought the lottery was going to solve all our education funding problems? :O

[frankensooner]

It would if more people would play! ;)

[Mjcpr]

I never understood people's beef with the lottery's involvement in education funding. As I understood it, the lottery was to provide additional funding on top of what was provided by the State; gravy, if you will. Assuming that's how it worked, schools should have received more money than they would have without the lottery....so they have benefited to the tune of millions of dollars.

Now, what I keep hearing is that lottery revenues fell below lottery estimates. This is not surprising to me as most people over estimate the benefits of a particular project they're supporting. It sounds like the problem occurred in budgeting/appropriating funds that you were never guaranteed. I am no budgeting expert, but it seems the lottery revenues s/h/b treated as additional funding (maybe to help cover shortfalls in the State funding?) and not counted on/budgeted until the revenue amounts could be quantified; maybe there should be a one year lag or something so you know the $ you have available.

[NormanPride]

The problem stems from the fact that the intended "gravy" became the "meat". And when the lottery failed to produce like the idiots in state government thought it would (despite the evidence) then the schools suffered.

[Mjcpr]

Right.

[yermom]

the lottery seemed like too little too late to me

but yeah, it seems like the standard MO around here :D

[texas bandman]

In Texas, the lottery for education, was a giant shell game. The money from the lottery went into the general fund and was allocated to whatever the legislature felt needed funds. They can say that they use the lottery for education, but education funds never went up the amount generated by the lottery, it was just siphoned to other projects. Although the legislature here gives lip service to kids and education, they very seldom step up to the plate and deliver.

[Mjcpr]

Isn't education already, by far, the largest portion of the state budget?

[crawfish]

Perhaps if we would legalize prostitution and crack, we could come up with enough tax money to fix our education system. :)

[Mjcpr]

Perhaps if we would legalize prostitution and crack, we could come up with enough tax money to fix our education system. :)

Maybe, but first you need to allow the Indian tribes to do it and take a portion of the revenues.

[achiro]

Don't the schools also get money from the tribes casino profits?

[toast]

I never understood people's beef with the lottery's involvement in education funding. As I understood it, the lottery was to provide additional funding on top of what was provided by the State; gravy, if you will. Assuming that's how it worked, schools should have received more money than they would have without the lottery....so they have benefited to the tune of millions of dollars.

Now, what I keep hearing is that lottery revenues fell below lottery estimates. This is not surprising to me as most people over estimate the benefits of a particular project they're supporting. It sounds like the problem occurred in budgeting/appropriating funds that you were never guaranteed. I am no budgeting expert, but it seems the lottery revenues s/h/b treated as additional funding (maybe to help cover shortfalls in the State funding?) and not counted on/budgeted until the revenue amounts could be quantified; maybe there should be a one year lag or something so you know the $ you have available.


My main beef is that education funding was used to sell the lottery, and now school's are still suffering. Most people realize that the state economy, tax revenues and governmental spending/budgeting remain the major factors in education funding - it just sucks that we can't get this right.

[shaun4411]

now come on, the poor, uneducated, low working class folks who spend all of their extra money on gambling cant be expected to support the educational system for the entire state. come on meow.

[Condescending Sooner]

State funding for education was not cut. They haven't even approved the budget for next year. The schools may not be getting as much from the lottery as they expected, but the amount of money the state has given education has increased greatly in the last few years. I cannot remember the last time the education budget decreased from the previous year.

[Widescreen]

Perhaps if we would legalize prostitution and crack, we could come up with enough tax money to fix our education system. :)

That money would just go toward something else.

What do I care anyway? I don't live in OK anymore. Here in Texas, things are practically perfect in every way. :rolleyes:

[TheHumanAlphabet]

I thought the lottery was going to solve all our education funding problems?

And you bought into that malarky? It has been shown that "for the chil'ren" sells the idea, but in fact after the newness of the lottery fades, the actual amountgoing into ed decreases significantly as the lotteries have to hold on to their money to pay for prizes and operations.

And NP is correct.

[toast]

State funding for education was not cut. They haven't even approved the budget for next year. The schools may not be getting as much from the lottery as they expected, but the amount of money the state has given education has increased greatly in the last few years. I cannot remember the last time the education budget decreased from the previous year.

Here's an article from the TW

http://www.tulsaworld.com/news/article.aspx?articleID=20080313_1_A5_hThes43367

[Okla-homey]

Don't the schools also get money from the tribes casino profits?

6 percent of tribal Class III gaming proceeds. That quite a sum each year. It's supposed to go to education, but WTF really knows where it ends up.

BTW, the OK House passed a bill this morning, now awaiting Senate approval, that would require the Common Ed. budget to exclude lottery proceeds, thus eliminating the shell-game currently being played. The bill requires lottery proceeds to be gravy. We'll have to watch and see how it fares in the Senate.

[Mjcpr]

BTW, the OK House passed a bill this morning, now awaiting Senate approval, that would require the Common Ed. budget to exclude lottery proceeds, thus eliminating the shell-game currently being played. The bill requires lottery proceeds to be gravy. We'll have to watch and see how it fares in the Senate.

See, people.....I'm not just another pretty face. :D

[Okla-homey]

See, people.....I'm not just another pretty face. :D

dang skippy. Now, if it passes into law, we'll just have to watch and see what the schools do with the money. I'm betting it won't go to readin', ritin' and 'rithmetic. Instead, I bet they'll figure out some way to smuggle it into pay raises.;)

[NormanPride]

pay raises = better paid teachers = more incentive to stay in OK = better education

Theoretically. ;)

[47straight]

In Texas, the lottery for education, was a giant shell game. The money from the lottery went into the general fund and was allocated to whatever the legislature felt needed funds. They can say that they use the lottery for education, but education funds never went up the amount generated by the lottery, it was just siphoned to other projects. Although the legislature here gives lip service to kids and education, they very seldom step up to the plate and deliver.


*** Bingo ***


Georgia seems to be one of the few places that avoided this with their hope scholarships, but for all I know they just jacked up college tuition accordingly.

[mdklatt]

pay raises = better paid teachers = more incentive to stay in OK = better education



Maybe if you have a teacher shortage this is a good idea, but just because you pay somebody more doesn't mean they're going to be better at their job. It usually works the other way around. Another problem is that you're creating more incentive for people who have no business teaching to get into teaching. If you're in it for the money and the summers off, I'd wager that you're not a very good teacher. It's not like teachers are making food stamp wages, especially when you consider that's for three-quarters of a year.

[AlbqSooner]

The Florida sales pitch was that 35 cents of every dollar spent on the lottery would be earmarked for education. The reality was, once the legislature determined how much that amounted to in dollars and cents, they simply left that amount in the general fund which used to go to education funding. Hence, no additional revenue for the schools. It sounds like the legislation Homey mentioned could close that loophole. However, it has not passed the legislature or governor's desk yet.

Oh yeah, that 6% from Indian Casinos is 8% in New Mexico. Here it is 8% of GROSS gaming revenues. A tidy sum indeed.

[Frozen Sooner]

Maybe if you have a teacher shortage this is a good idea, but just because you pay somebody more doesn't mean they're going to be better at their job. It usually works the other way around. Another problem is that you're creating more incentive for people who have no business teaching to get into teaching. If you're in it for the money and the summers off, I'd wager that you're not a very good teacher. It's not like teachers are making food stamp wages, especially when you consider that's for three-quarters of a year.

There's a national shortage of teachers right now. And it's about to get horrendously worse as we have a baby bulge on the way.

[texas bandman]

There's a national shortage of teachers right now. And it's about to get horrendously worse as we have a baby bulge on the way.

And the last of the baby boomers will be able to retire. Unfortunately I'm afraid they won't raise teacher pay significantly until after I retire. Teh suk.

[Okla-homey]

There's a national shortage of teachers right now. And it's about to get horrendously worse as we have a baby bulge on the way.

Similar problem among registered nurses. The average age of an RN in the US is 47. The problem looming on the horizon is baby boomers, as huge numbers of them age and get sick, they will need nursing care. Unfortunately, America isn't making enough of nurses.

This, like the potential dearth of teachers you mention, is attributable at least in part to the fact large numbers of bright young women no longer opt to be nurses or schoolteachers as they had in previous decades when those female dominated fields were among the only professional options open to women.

The good news on the nursing front is, we can import nurses from overseas. Mrs. Homey's place just signed up seventeen of them during a February recruiting trip to London. Kinda like out-sourcing, in reverse.

[Gandalf_The_Grey]

Actually if they get extra money, I can guarentee you that it will go to ADMINISTRATION raises. You have TONS of superintendents in this state that are making more than all of their teachers COMBINED.

[Okla-homey]

Actually if they get extra money, I can guarentee you that it will go to ADMINISTRATION raises. You have TONS of superintendents in this state that are making more than all of their teachers COMBINED.

and sundry support staff. You know, like elementary school "guidance counselors" and what not. :rolleyes:

[Condescending Sooner]

Here's an article from the TW

http://www.tulsaworld.com/news/article.aspx?articleID=20080313_1_A5_hThes43367

That is referring to the supplemental funding request. You know when they spend all their allotted budget and then scream for more money at the end of the year. Their budgets have increased every year. Also, when the lottery was passed, a law was created that stated that education funding provided by the state could not decrease no matter how much the lottery brought in. Remember, a large portion of school funds do not come from the state, but from the county in the form of property taxes. I don't see that decreasing. They are also getting a nice chunk of change from the oil and gas industry.

You could triple the budget for education, and they could find a way to **** it way and scream for more money.

[TheHumanAlphabet]

Actually if they get extra money, I can guarentee you that it will go to ADMINISTRATION raises. You have TONS of superintendents in this state that are making more than all of their teachers COMBINED.

Long been known, but little has been done. Probably fire half the admins and the schools would be two times better...

[Frozen Sooner]

This, like the potential dearth of teachers you mention, is attributable at least in part to the fact large numbers of bright young women no longer opt to be nurses or schoolteachers as they had in previous decades when those female dominated fields were among the only professional options open to women.

True, except that teaching was only available as a long-term career for spinsters.

A couple of people have mentioned axing a bunch of administrators-that's one great solution-slightly stopgap, but it'll help. Increase the funding available for teacher salaries while also freeing up a pool of people that used to be excellent teachers to go back to the classroom.

[picasso]

pay raises = better paid teachers = more incentive to stay in OK = better education

Theoretically. ;)

I have much respect for teachers and their jobs ( I had a small gig in 2000) but they make a decent amount here compared to the cost of living.

[badger]

Here's what happened to the lottery funds:
1- Gov. Henry promotes it as additional funding for education.
2- Public votes to have lottery, which will support not only education, but also gambling addiction programs.
3- Lottery does not make as much as advertised or even reasonably expected.
4- State legislators start making school budget funds on unrealistic expectations of lottery proceeds.
5- Schools receive less funding from state dollars as well as less than expected from lottery.
6- Gov. Henry defends lottery as creating "new dollars" in budget.
7- Schools get screwed in funding and have to cut teachers and programs.

Here's what likely happened at your wife's school:
1- School supports lottery like a majority of Oklahoma's voters - all for the children, right?
2- School expects more funding with addition of lottery funds.
3- School gets annual budget.
4- Annual budget dollars disappear. Funding cuts necessary.
5- Annual budget dollars further disappear. More funding cuts necessary.
6- After receiving a budget the next year, school later told that because of lottery projection overestimates and declining state revenue, and told to revise budget greatly for rest of the year and upcoming years.
7- Schools are screwed.

Was my guesstimate close? The same thing happened to several local schools here that I heard about. Mobs attended school board meetings worried that the schools were going to cut faculty positions because of budget shortfalls.

I think a large problem with our education budget is the OHLAP. It promises low income students a chance at free college with good grades and good behavior, but the OHLAP funding comes directly from higher education dollars. Plus, everyone knows the kids will jump the border once they graduate.

If you want good teachers, here's an idea - pay them for school on an agreement that they will teach in Oklahoma for at least two years. Nurses already have similar plans in place to keep nurses in state. Don't just blindly throw money at education and expect the problem to solve itself. Guarantee students a good education (if they keep up their grades) and a good in-state job (if they are qualified) after they graduate. No more throwing our tax money aimlessly, please :)

[Mjcpr]

I supported it because I wanted to play the lottery.

[Flagstaffsooner]

As most government programs go so does education. The more money you put into it the worse it becomes. A good argument for vouchers.

[badger]

As most government programs go so does education. The more money you put into it the worse it becomes. A good argument for vouchers.

Once upon a time there was a hugely rich class of Americans and the rest were dirt poor. The dirt poor decided they didn't like this and demanded such things as a living wage and free schools for all children. Legislators thought public schools were ridiculous, because they would cost too much money.

Alas, at the risk of angry mobs murdering the rich class, they gave into demands and thus, there are public schools now.

Somewhere along the way, they have ended up costing too much money to fully support. Somewhere along the way, public universities have also become too costly for many to attend.

Perhaps its time for another dirt poor uprising? Among demands should be DECENT living wages and DECENT public schools :D

[boomersooner28]

Don't the schools also get money from the tribes casino profits?

This was my thought as well. Aside from the lottery, education was supposed to receive "millions" of dollars from the gaming tribes. Here's one for ya! I know this for a fact, don't ask me how. The gaming tribes ARE NOT BEING REGULATED BY THE STATE! Yes, the Chickasaws paid the state $17 million last year, the Choctaws $16 million, and Cherokee $13 million, BUT how does the state know they are paying by what the signed compact says they should pay?!?!? THEY DON'T!!! These gaming tribes are making money hand over fist, they can't spend it fast enough...and the state is happy as long as they get their check every month...whether it be what was agreed upon or not. The State of Oklahoma is screwing it's people...no doubt in my mind.

[Big Red Ron]

I prefer the idea that the lottery funds would pay for college at a state university for every Oklahoman that graduates HS with a 2.5 GPA or better.

[Okla-homey]

This was my thought as well. Aside from the lottery, education was supposed to receive "millions" of dollars from the gaming tribes. Here's one for ya! I know this for a fact, don't ask me how. The gaming tribes ARE NOT BEING REGULATED BY THE STATE! Yes, the Chickasaws paid the state $17 million last year, the Choctaws $16 million, and Cherokee $13 million, BUT how does the state know they are paying by what the signed compact says they should pay?!?!? THEY DON'T!!! These gaming tribes are making money hand over fist, they can't spend it fast enough...and the state is happy as long as they get their check every month...whether it be what was agreed upon or not. The State of Oklahoma is screwing it's people...no doubt in my mind.

I know a little bit about this subject. I also believe you're prolly right there's prolly some sketchy stuff going on from time to time in and around various tribal gaming facilities. Here's the dealio.

You may not be aware of this, but the state couldn't really regulate it if it wanted to. See, under federal law, the states cannot regulate Class II Indian gaming at all. (i.e. bingo, slots that are tied to bingo, and card games in which the player doesn't bet against the house) Nadda. Only the feds can do that. That's the case with most Indian gaming in Oklahoma

However, If the tribe signed the Class III compact with the state as many Oklahoma tribes have done in order to run Class III "vegas-style" games (basically everything else that isn't Class II), the state's ability to regulate is limited to the terms of the Compact. Under the compact, the state gets 6% of the Class III house gross. That's the money the state is supposed to spend on Common Education.

The Compact is like a contract between the state and the tribes. That state regulation is pretty much limited to whether or not the state chooses to issue a Class III license to operate to a given gaming facility and a right to review regular audit reports submitted by the Class III gaming tribes.

If the state believes a tribe is violating the terms of the Compact, it's being shorted on it's percentage, or there are other shenanigans going on, it must first try to work it out with the tribe. If they can't work it out, the state can submit the dispute for private arbitration and the tribe has to show up.

In short, the state can't bust in and arrest people like the feds can. Nor can the state bring criminal charges for alleged malfeasance in casinos. That's the way Congress set it up. The Oklahoma Tribal Gaming Compact comports with that Congressional mandate.

Now, that said, the alleged malfeasance can be reported to the feds, and they can investigate, make arrests and charge people if they have probable cause to do so. It has happened.

The long and short of it is, if you don't like Oklahoma's inability to regulate tribal gaming, call your Congressman. But know this, increased state regulation would require a change to the federal law that regulates tribal gaming. That law is called the "Indian Gaming Regulatory Act of 1988" (IGRA). That law established a federal agency called the "National Indian Gaming Commission" which holds the hammer to issue fines and closure orders to tribes. Incedentally, they have a regional office in Tulsa. However, don't hold your breath on any major changes to IGRA. Those Congresspeople do not want to kill the "golden goo$e" if ya know what I mean.;)

IMHO, Indian gaming has become in a very real sense the "new buffalo" for people we hosed over pretty bad back in the day. That gaming has made it possible for them to do some wonderful things for their people they could not have done otherwise. Also, I'm convinced tribal gaming helps the surrounding business community because players spend money in and around them too.

Now, does some money ever sneak out the back door? It's almost impossible say it doesn't with a straight face. But you know what? That's true in any economic endeavor engaged in by human beings.

One more note. The current Compact runs thru 2020, and it automatically renews for fifteen year increments thereafter as long as any tribe that is a party to it is still gaming when 2020 rolls around. In short, its essentially a permanent contract and it's terms can't be changed by the state unless the tribes agree to the modification.

If you're really interested, you can read the the contract the state has with Class III gaming tribes here:

http://www.oscn.net/applications/oscn/DeliverDocument.asp?CiteID=441417

Pay special attention to part 12 on violation enforcement. You'll see, the state doesn't have many clubs in its regulation golf bag, one's a sand wedge and the other is a putter.:D

[Okla-homey]

I prefer the idea that the lottery funds would pay for college at a state university for every Oklahoman that graduates HS with a 2.5 GPA or better.

I like that idea, but, there would be some resistance from certain quarters because not all kids go to college. Heck, I bet at least 30% of our school kids don't even graduate from high school. Maybe more. Under that plan, only families of college-bound kids would benefit. And, ironically, those kids' parents prolly ain't the ones buying lottery tix each week.

In fact, I espouse to the theory that holds lotteries are simply a way states can tax people who are dumb at math.;)

[Big Red Ron]

I like that idea, but, there would be some resistance from certain quarters because not all kids go to college. Heck, I bet at least 30% of our school kids don't even graduate from high school. Maybe more. Under that plan, only families of college-bound kids would benefit. And, ironically, those kids' parents prolly ain't the ones buying lottery tix each week.

In fact, I espouse to the theory that holds lotteries are simply a way states can tax people who are dumb at math.;)I think that 30% number would shrink drastically if there was that light at the end of the tunnel. Just look at guys who are trying for an athletic scholarship, they have to make their grades and most do.

I think outside of the box ideas like that are what will save our pathetic educational system. Ironic that the resistance to these types of ideas are from those who would benefit from them.

[boomersooner28]

Homey...I now what you are saying. I have read they compact and I have been in contact with the Oklahoma State Dept of Finance that runs Tribal Gaming. I guess the HUGE issue that I have is mainly with table games, such as blackjack and the way it is set up here. Table games are still considered "class II" and are supposed to be "non-house banked." The definition of "non-house banked class II blackjack" is that the casino has NO interest in the outcome of the game. The is SO bogus. Walk into Cherokee Casino and get up $5,000 on a blackjack table and tell me you don't have 3 pit supervisors and the general manager standing beside your table watching every move! This is supposed to be "players pool" money not the houses money per the tribal compact signed with the state. BUT, it's not.

[Gandalf_The_Grey]

Actually the reason that those people are standing behind you is that you are drawing close to federally mandated reporting levels....Now if they don't get your ID and W-9 they will be fined up the ***. When the administrative part figures out we screwed up, the first people they are going to be mad at is the black jack supervisor and the manager of black jack. So they aren't hovering because they don't want you to win but to cover their own ***...

[Okla-homey]

Homey...I now what you are saying. I have read they compact and I have been in contact with the Oklahoma State Dept of Finance that runs Tribal Gaming. I guess the HUGE issue that I have is mainly with table games, such as blackjack and the way it is set up here. Table games are still considered "class II" and are supposed to be "non-house banked." The definition of "non-house banked class II blackjack" is that the casino has NO interest in the outcome of the game. The is SO bogus. Walk into Cherokee Casino and get up $5,000 on a blackjack table and tell me you don't have 3 pit supervisors and the general manager standing beside your table watching every move! This is supposed to be "players pool" money not the houses money per the tribal compact signed with the state. BUT, it's not.

even under Class II, they are allowed to conduct tournaments using money the house puts in the pot strictly for the purposes of making large tournament pots.

[AlbqSooner]

Actually the reason that those people are standing behind you is that you are drawing close to federally mandated reporting levels....Now if they don't get your ID and W-9 they will be fined up the ***. When the administrative part figures out we screwed up, the first people they are going to be mad at is the black jack supervisor and the manager of black jack. So they aren't hovering because they don't want you to win but to cover their own ***...

Well said, Gandalf. A couple of other reasons exist as well. One is the possibility of cheating or card counting. As long as the games are played fairly to both the player and the house, the house will have within 3% of the expected profit at the end of the year. When a big win comes in like that, the director of table games will be asking the pit supervisors what happened. They better have the answers. If it was someone hitting a streak and taking advantage of it, not a problem. If there was cheating, people involved need to be disciplined accordingly. With card counting, though it is not illegal, the house will often "back the player off". They will tell him that while they appreciate his business, the do not want anymore of it and ask him not to return.

The other reason is pit personnel need to know who it is that is winning big. If it is a regular, they know the person will bring the money back to us eventually. If it is an unknown, they want to watch a little more carefully to determine that he is playing a fair game. Big winners are the cheapest advertising a casino operation can buy. By the next morning it is the talk of the coffee shop, the local barber shop, beauty shop, bait shop and gas station. The guy who has not been to the casino in six months or more will think maybe he needs to stop by and we will have our money back within a week from the additional play.

[Scott D]

Similar problem among registered nurses. The average age of an RN in the US is 47. The problem looming on the horizon is baby boomers, as huge numbers of them age and get sick, they will need nursing care. Unfortunately, America isn't making enough of nurses.

This, like the potential dearth of teachers you mention, is attributable at least in part to the fact large numbers of bright young women no longer opt to be nurses or schoolteachers as they had in previous decades when those female dominated fields were among the only professional options open to women.

The good news on the nursing front is, we can import nurses from overseas. Mrs. Homey's place just signed up seventeen of them during a February recruiting trip to London. Kinda like out-sourcing, in reverse.

This makes me interested in seeing how the new program in Kansas works out in their attempt to get more rural veterinarians. If it's a success, it could potentially lead to other states instituting similar legislature for nursing and teaching.


Kansas Legislature Passes Incentive Program for K-State Veterinary Students to Practice in Rural Areas

The Kansas Legislature and Governor Kathleen Sebelius blazed a new trail in support of the future of veterinary medicine this term with the passage and signing into law of House Bill 3005, “The Veterinary Training Program for Rural Kansas” at Kansas State University’s College of Veterinary Medicine.

The new law is intended to boost the number of students entering rural veterinary medicine. Up to five qualified students each year will receive essentially up to $20,000 a year for four years through forgiveness of student loans. Loans up to $20,000 will be forgiven for each year the student agrees to practice veterinary medicine in rural Kansas counties with 35,000 people or less.

Dr. Ralph Richardson, dean of K-State’s College of Veterinary Medicine says Kansas is the first state to allocate public funds to support a loan-forgiveness program of this type. Richardson, as well as other faculty and students, testified in support of the measure at legislative hearings along the way. He also has been contacted by Dr. Robert “Bud” Hertzog of the Missouri Veterinary Medical Assn., who was interested in seeking similar public fund allocations in Missouri to attract rural veterinary students.

Richardson’s colleague, David Andrus, Ph.D., professor and Payless ShoeSource Faculty Fellow at K-State’s College of Business, has conducted focus group research into the “rural lifestyle” that is scheduled to be published this month in the Journal of Veterinary Medical Education and the Journal of the American Veterinary Medical Association. His research, Richardson says, underscores a very attractive picture of the rural lifestyle. “It is important to us that veterinary students see the community values they can serve by working in the rural areas. The lifestyle allows them to be closely involved with church, schools and the community,” Richardson noted.

The shortage of rural veterinarians has been exacerbated by the perceived lower salaries and the high student loan debt. The average K-State veterinary student leaves school with about $122,000 in educational debt, from both undergraduate and veterinary training.

If the rural veterinarian shortage continues unabated, it will seriously undermine the economic strength of the state, Richardson noted. “We would lose people from the rural areas because of the lack of economic base and lack of good schools,” he said.

[boomersooner28]

Yes I am aware of Title 31 and players win/loss limits CTR's MTL's blah blah blah. I am not talking about any of that. I am talking about players that come in often all of their data is on record, copy of SS card, DL, everything, and the dealers are being told to "cut the shoe in half", "I want that money back in my rack." This is the sort of thing that "should" not happen in "class-II non-house-banked" table games. And it is happening because the system is bogus.